The living cost of this 21st century is definitely much higher than 20th century, but I loved to live in this era, as there are many things that we cannot do in the 20th century, can be easily done in nowadays.
Let's take an example, do we have any credit card services in the early 20th century, where the credit card was one of the late 20th century greatest innovations of all. The main purpose of credit card is supposed to help us paying for the goods that we purchase without need to bring too much of cash money in our wallet. Unless you're a person that always overspent and get yourself trapped in the mountain of debts, otherwise credit card is still the best choice to most of the people.
Sometimes, even the best and safety shelther still has its enemy that hidden in the bushes and waiting to ambush us! I remembered that I was involved in a very serious credit card fraud two years ago, where the black hearted identity thief was using my credit card to buy anything on credit and I was losing about $10,000 in this case, and it's definitely a horrible nightmare to me!
Honestly, I didn't know why the identity thief can high jacking my credit card, and after a proper and detailed investigation from the credit card company, I found out that it's my own mistake to give my own credit card information in a fake merchant site that containing multiple malware, adware and keyloggers! Those scammers have stolen my credit card information and using it to purchase some electrical appliances and mobile phones online and offline.
I immediately reported this case to the credit card company and the lucky thing for me was I was managed to get half of the money back, while I need to cover up for the rest of the money that has been used by the identity thief! Well, it's definitely better than having nothing at all, right?
I had learned the lesson and here are some of my methods to prevent myself against the credit card fraud and hope you will benefit from it as well:
Let's take an example, do we have any credit card services in the early 20th century, where the credit card was one of the late 20th century greatest innovations of all. The main purpose of credit card is supposed to help us paying for the goods that we purchase without need to bring too much of cash money in our wallet. Unless you're a person that always overspent and get yourself trapped in the mountain of debts, otherwise credit card is still the best choice to most of the people.
Sometimes, even the best and safety shelther still has its enemy that hidden in the bushes and waiting to ambush us! I remembered that I was involved in a very serious credit card fraud two years ago, where the black hearted identity thief was using my credit card to buy anything on credit and I was losing about $10,000 in this case, and it's definitely a horrible nightmare to me!
Honestly, I didn't know why the identity thief can high jacking my credit card, and after a proper and detailed investigation from the credit card company, I found out that it's my own mistake to give my own credit card information in a fake merchant site that containing multiple malware, adware and keyloggers! Those scammers have stolen my credit card information and using it to purchase some electrical appliances and mobile phones online and offline.
I immediately reported this case to the credit card company and the lucky thing for me was I was managed to get half of the money back, while I need to cover up for the rest of the money that has been used by the identity thief! Well, it's definitely better than having nothing at all, right?
I had learned the lesson and here are some of my methods to prevent myself against the credit card fraud and hope you will benefit from it as well:
- Remember to login and check your credit every month through the trustworthy credit reporting agency.
- Never exposed your credit card information to anyone, including your loved ones, friends or colleagues!
- Don't give your credit card number to anyone, especially when you're talking on the phone, expect you're buying something through it.
- Keep all your monthly credit card statements in a highly confidential place.
- Check your credit card transaction carefully and call the credit card company on the spot, if you're finding something suspicious about the monthly transaction.
Guys, you must always keep in your mind that we should prepare for the worst in our life. So, if you've been a credit card fraud victim in the near future, try not to be panicked and report fraud to the credit card company. I'm sure that they will give their best to assist you out of this misery as soon as possible!
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